MP, DB, RRSP, DPSP, ALDA, TFSA limits, YMPE and the YAMPE
These tables outline the annual money purchase (MP), defined benefit (DB), registered retirement savings plan (RRSP), deferred profit sharing plan (DPSP), advanced life deferred annuity (ALDA), tax-free savings account (TFSA) limits, year's maximum pensionable earnings (YMPE) and the year's additional maximum pensionable earnings (YAMPE).
| Year | MP limit | DB limit | RRSP dollar limit | DPSP limit (1/2 MP limit) |
YMPE | YAMPE |
|---|---|---|---|---|---|---|
| 2025 | - | 1/9 the money purchase limit | $32,490 | - | - | - |
| 2024 | $32,490 | $3,610.00 | $31,560 | $16,245 | $68,500 | $73,200 |
| 2023 | $31,560 | $3,506.67 | $30,780 | $15,780 | $66,600 | n/a |
| 2022 | $30,780 | $3,420.00 | $29,210 | $15,390 | $64,900 | n/a |
| 2021 | $29,210 | $3,245.56 | $27,830 | $14,605 | $61,600 | n/a |
| 2020 | $27,830 | $3,092.22 | $27,230 | $13,915 | $58,700 | n/a |
| 2019 | $27,230 | $3,025.56 | $26,500 | $13,615 | $57,400 | n/a |
| 2018 | $26,500 | $2,944.44 | $26,230 | $13,250 | $55,900 | n/a |
| 2017 | $26,230 | $2,914.44 | $26,010 | $13,115 | $55,300 | n/a |
| 2016 | $26,010 | $2,890.00 | $25,370 | $13,005 | $54,900 | n/a |
| 2015 | $25,370 | $2,818.89 | $24,930 | $12,685 | $53,600 | n/a |
| 2014 | $24,930 | $2,770.00 | $24,270 | $12,465 | $52,500 | n/a |
| 2013 | $24,270 | $2,696.67 | $23,820 | $12,135 | $51,100 | n/a |
| 2012 | $23,820 | $2,646.67 | $22,970 | $11,910 | $50,100 | n/a |
| 2011 | $22,970 | $2,552.22 | $22,450 | $11,485 | $48,300 | n/a |
| 2010 | $22,450 | $2,494.44 | $22,000 | $11,225 | $47,200 | n/a |
| 2009 | $22,000 | $2,444.44 | $21,000 | $11,000 | $46,300 | n/a |
| 2008 | $21,000 | $2,333.33 | $20,000 | $10,500 | $44,900 | n/a |
| 2007 | $20,000 | $2,222.22 | $19,000 | $10,000 | $43,700 | n/a |
| 2006 | $19,000 | $2,111.11 | $18,000 | $9,500 | $42,100 | n/a |
| 2005 | $18,000 | $2,000.00 | $16,500 | $9,000 | $41,100 | n/a |
| 2004 | $16,500 | $1,833.33 | $15,500 | $8,250 | $40,500 | n/a |
| 2003 | $15,500 | $1,722.22 | $14,500 | $7,750 | $39,900 | n/a |
| 2002 | $13,500 | $1,722.22 | $13,500 | $6,750 | $39,100 | n/a |
| 2001 | $13,500 | $1,722.22 | $13,500 | $6,750 | $38,300 | n/a |
| 2000 | $13,500 | $1,722.22 | $13,500 | $6,750 | $37,600 | n/a |
| 1999 | $13,500 | $1,722.22 | $13,500 | $6,750 | $37,400 | n/a |
| 1998 | $13,500 | $1,722.22 | $13,500 | $6,750 | $36,900 | n/a |
| 1997 | $13,500 | $1,722.22 | $13,500 | $6,750 | $35,800 | n/a |
| 1996 | $13,500 | $1,722.22 | $13,500 | $6,750 | $35,400 | n/a |
| 1995 | $15,500 | $1,722.22 | $14,500 | $7,750 | $34,900 | n/a |
| 1994 | $14,500 | $1,722.22 | $13,500 | $7,250 | $34,400 | n/a |
| 1993 | $13,500 | $1,722.22 | $12,500 | $6,750 | $33,400 | n/a |
| 1992 | $12,500 | $1,722.22 | $12,500 | $6,250 | $32,200 | n/a |
| 1991 | $12,500 | $1,722.22 | $11,500 | $6,250 | $30,500 | n/a |
| 1990 | $11,500 | $1,722.22 | (Old limits) | $5,750 | $28,900 | n/a |
| Year | TFSA dollar limit | ALDA dollar limit |
|---|---|---|
| 2024 | $7,000 | $170,000 |
| 2023 | $6,500 | $160,000 |
| 2022 | $6,000 | $160,000 |
| 2021 | $6,000 | $150,000 |
| 2020 | $6,000 | $150,000 |
| 2019 | $6,000 | n/a |
| 2018 | $5,500 | n/a |
| 2017 | $5,500 | n/a |
| 2016 | $5,500 | n/a |
| 2015 | $10,000 | n/a |
| 2014 | $5,500 | n/a |
| 2013 | $5,500 | n/a |
| 2012 | $5,000 | n/a |
| 2011 | $5,000 | n/a |
| 2010 | $5,000 | n/a |
| 2009 | $5,000 | n/a |
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